Terms and Conditions

1. Acceptance and Modification of Terms

By accessing, browsing, or using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree to these terms, you must not use our services.

We reserve the right to modify these terms at any time. Material changes will be communicated through prominent notice on our website or direct notification. Your continued use of our services after such changes constitutes acceptance of the modified terms.

2. Description of Services

We provide insurance services through our website and associated platforms. Our services may include both free and paid features, and we reserve the right to modify, suspend, or discontinue any aspect of our services at any time with reasonable notice.

3. User Eligibility and Registration

To use our services, you must:

  • Be at least 18 years old or have parental/guardian consent
  • Have the legal capacity to enter into binding agreements
  • Provide accurate, current, and complete information during registration
  • Maintain and update your account information
  • Keep your login credentials secure and confidential

You are responsible for all activities that occur under your account, whether authorized by you or not.

4. Acceptable Use Policy

You agree to use our services only for lawful purposes and in accordance with these terms. You shall not:

  • Violate any applicable local, state, national, or international law or regulation
  • Infringe upon or violate our intellectual property rights or those of third parties
  • Harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
  • Submit false or misleading information
  • Upload or transmit viruses, malware, or other malicious code
  • Spam, solicit, or contact users for commercial purposes without consent
  • Attempt to gain unauthorized access to our systems or other users' accounts
  • Interfere with or disrupt our services or servers
  • Use automated tools to access our services without permission
  • Reverse engineer, decompile, or disassemble our software

5. Intellectual Property Rights

Our Intellectual Property

All content, features, and functionality of our services, including but not limited to text, graphics, logos, icons, images, audio clips, video clips, data compilations, software, and the compilation thereof, are owned by us, our licensors, or other providers and are protected by copyright, trademark, patent, trade secret, and other intellectual property laws.

License to Use

Subject to these terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use our services for your personal or internal business purposes. This license does not include any resale or commercial use of our services or content.

User-Generated Content

By submitting content to our services, you:

  • Retain ownership of your intellectual property rights
  • Grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content
  • Represent and warrant that you own or have necessary rights to submit such content
  • Agree that we may remove or modify your content at our discretion

6. Payment Terms and Billing

For paid services:

  • All fees are exclusive of taxes, which you are responsible for paying
  • Payment is due according to the billing schedule selected
  • We may change our fees with reasonable advance notice
  • Refunds are provided according to our refund policy
  • We may suspend or terminate services for non-payment
  • You authorize us to charge your payment method for all fees

7. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these terms by reference. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.

8. Disclaimers and Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

  • Our services are provided "AS IS" and "AS AVAILABLE" without warranties of any kind
  • We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement
  • We do not warrant that our services will be uninterrupted, secure, or error-free
  • We do not warrant the accuracy, completeness, or reliability of any content
  • Your use of our services is at your sole risk

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

  • We shall not be liable for any indirect, incidental, special, consequential, or punitive damages
  • Our total liability shall not exceed the amount you paid us in the twelve months preceding the claim
  • Some jurisdictions do not allow limitations on liability, so these limitations may not apply to you
  • We are not liable for any failure or delay due to matters beyond our reasonable control

10. Indemnification

You agree to defend, indemnify, and hold harmless our company, officers, directors, employees, agents, licensors, and suppliers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these terms or your use of our services.

11. Termination

Termination by You

You may terminate your account at any time by following the account closure process or contacting us directly.

Termination by Us

We may terminate or suspend your access immediately, without prior notice, for any reason, including:

  • Breach of these terms
  • Fraudulent, abusive, or illegal activity
  • Extended periods of inactivity
  • Technical or security concerns

Effect of Termination

Upon termination, your right to use our services will cease immediately. We may delete your account and data, though some information may be retained as required by law or legitimate business purposes.

12. Dispute Resolution and Governing Law

Governing Law

These terms are governed by and construed in accordance with the laws of [Jurisdiction], without regard to conflict of law principles.

Dispute Resolution

Any disputes arising from these terms or your use of our services will be resolved through binding arbitration rather than in court, except that you may assert claims in small claims court if they qualify. The arbitration will be conducted by a recognized arbitration organization under its rules.

Class Action Waiver

You agree that any arbitration or legal proceeding will be limited to the dispute between you and us individually. You waive any right to participate in class actions or representative proceedings.

13. General Provisions

Severability

If any provision of these terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

Entire Agreement

These terms, together with our Privacy Policy, constitute the entire agreement between you and us regarding our services.

Assignment

We may assign our rights and obligations under these terms. You may not assign your rights without our prior written consent.

Force Majeure

We are not liable for any failure to perform due to unforeseen circumstances or causes beyond our reasonable control.

14. SMS Terms & Conditions 

  1. SMS Consent Communication:

The information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

  1. Types of SMS Communications:

If you have consented to receive text messages from [Company Name], you may receive messages related to the following (provide specific examples):

  • Appointment reminders
  • Follow-up messages
  • Billing inquiries
  • Promotions or offers

Example: "Hello, this is a friendly reminder of your upcoming appointment with Richard Goodell at [Location] on [Date] at [Time]. You can reply STOP to opt out of SMS messaging from Scenic View Agency at any time."

  1. Message Frequency:
    Message frequency may vary depending on the type of communication. For example, you may receive up to 10 SMS messages per week related to your appointments or billing.

Example: "Message frequency may vary. You may receive up to 2 SMS messages per week regarding your appointments or account status."

  1. Potential Fees for SMS Messaging: 

Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.

  1. Opt-In Method:

You may opt in to receive SMS messages from Scenic View Agency in the following ways:

  • Verbally, during a conversation
  • By submitting an online form
  • By filling out a paper form
  1. Opt-Out Method:

You can opt out of receiving SMS messages at any time. To do so, simply reply "STOP" to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.

  1.  Help:

If you are experiencing any issues, you can reply with the keyword HELP. Or, you can get help directly from us at scenicviewagency.com/contact.

  • Additional Options:
  • If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our forms.
  1. Standard Messaging Disclosures:
  • Message and data rates may apply.
  • You can opt out at any time by texting "STOP."
  • For assistance, text "HELP" or visit our Privacy Policy and Terms and Conditions pages.
  • Message frequency may vary

15. Contact Information

If you have any questions about these Terms and Conditions, please contact us:

Company: Scenic View Agency

Phone: (855) 598-2822

16. Raffle Prize Entry

Contest Rules

These contest rules (the "Rules") govern all contests (each, a "Contest") operated by Scenic View Agency, LLC. By participating in a Contest, you agree to be bound by these Rules and the decisions of our team, which are final and binding in all respects.

  1. Eligibility

Raffle Contests are open only to new Farmers customers. Existing customers with other Farmers agents are not eligible to participate.

Individuals must be at least 18 years of age or older at the time of entry, and must be eligible to obtain auto, homeowners, specialty insurance, or life insurance through Farmers Insurance. Employees of Scenic View Agency, officers, and directors of our company, and their immediate family members and household members, are not eligible to participate.

  1. How to Enter

Participants must fill out a Farmers Insurance customer contact card and request an auto, homeowners, specialty, umbrella, or life insurance quote from Scenic View Agency before the date of the prize drawing.

One quote gets you one entry “per household” into the raffle. Example – An auto insurance quote

Two quotes get two entries into the raffle. Example- An auto and home quote.

Three quotes = three entries – example- Auto, home, & umbrella quotes)

A total of five entries can be entered for one household by obtaining five quotes (Auto, home, Umbrella, specialty, and Life insurance)

Gilded Goat BINGO NIGHT Entries options

All winners from the Gilded Goat BINGO nights from April 8th to April 29th will receive one entry into the raffle for each win.

All entries must be received by the specified deadline, April 29th, 2026, and all quotes must be given before April 29th,5:00 pm (MST) to be qualified. Late or incomplete entries will be disqualified.

Contest Mechanics

  1. Judging / Selection of Winners

The winner will be selected by random drawing on Tuesdays throughout the month of April. Judging will be conducted through a random drawing of all qualified applicants into the raffle, as specified. The judges' decisions are final and binding.

  1. Prizes

Each week, one random winner will be drawn on the following Tuesday after the Gilded Goat BINGO night to win a prize. That winner will no longer be eligible to win further prizes in the raffle in the following weeks. The prizes are:

Galaxy Tablet,

Microsoft Chromebook,

HP Burst Laptop,

Nintendo Switch 2

Bluetooth Wireless Speaker

Ring Doorbell Camera

Stanley Beer Stine

We reserve the right to substitute a prize of equal or greater value if the advertised prize is unavailable.

  1. Notification of Winners

Winners will be notified by email or telephone within 5 business days of the Contest deadline. If a winner cannot be contacted within 10 business days of the initial notification, or if the winner is ineligible or fails to claim the prize, the prize may be forfeited and an alternate winner selected.

General Terms

  1. Publicity

By entering a Contest and completing a customer contact card for requesting a quote, you grant us the right to use your name, likeness, and entry for promotional purposes, without further compensation, unless prohibited by law.

  1. Intellectual Property

By submitting an entry, you represent and warrant that you own all rights to the entry and that the entry does not infringe upon the intellectual property rights of any third party.

  1. Disclaimer of Liability

We are not responsible for any errors or omissions in these Rules or the Contest announcement. We are not liable for any damages arising from participation in a Contest or acceptance or use of a prize.

  1. Modification / Termination

We reserve the right to modify or terminate a Contest at any time, without notice.

  1. Governing Law

These Rules shall be governed by and construed in accordance with the laws of Larimer County, Colorado.

 

 
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Scenic View Agency
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Saturday: Closed
Sunday: Closed

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Privacy Policy Terms and Conditions