Rated 4.8 Stars on Google

Colorado, Kansas, & Missouri's Premier Insurance Agency

Feel confident your assets are actually protected
Insurance shouldn’t be confusing. At Scenic View Agency, we make it simple. Get clear, personalized coverage tailored to your home, hobbies, and way of life.
  • Get an explanation you can understand
  • Stop worrying about large rate increases year after year
  • Do business with a person, not a call center

For Commercial Insurance Quotes,
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Type of Insurance You're Looking For
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Who We Are

Almost 20 years of combined experience

Richard and the agency staff bring nearly two decades of experience, having written policies in many different locations across the United States. All staff members are college graduates, demonstrating excellence in their education and dedication. Seeking to distinguish himself from a long list of professionals, Richard has also educated himself in the Insurance field, earning four professional certifications from The Institutes, one from AIPMM (the Association of International Product Marketing and Management), and one from the American Bankers Association.
Start with your home — build coverage that fits your life

RV, Trailer, Boat, Motorcycle, Snowmobile & More Insurance

Protect your RV, Camper, Motorhome, Travel trailer, Motorcycle, ATV/Side by Side, Boat, Dirtbike, or...

Auto Insurance

Drive with confidence thanks to comprehensive auto insurance solutions from Scenic View Agency. Our ...

Homeowners Insurance

Most homeowners don’t realize what their policy is missing until it’s too late. Get clear, personali...

Life Insurance

Protect your loved ones' financial future with flexible, reliable life insurance coverage from Sceni...

Renters Insurance

Scenic View Agency offers reliable renters' insurance for tenants in Colorado, Kansas, & Missouri, w...

Commercial Surety Bonds

Scenic View Agency helps business owners, general contractors, licensed trades, and commercial enter...

Commercial Insurance

Scenic View Agency offers flexible commercial insurance for most businesses in Colorado, Kansas, & M...
Real experiences from clients who wanted clarity, not confusion.

What it’s like to work with someone who makes this easier

Personal Client

Wow!

I am so pleased with my experience today after contacting Scenic View Agency. My agent Richard Goodell was so friendly and patient with me, which is not a feeling I have ever felt when describing my history with insurance agents. He explained coverages and what they meant in simple terms that I was now able to understand. I was now making informed decisions, when in the past, I was winging it with “yeah, I guess that works?”. After going through my current policies we determined I had big gaps in my coverage for what I needed to keep me and my family protected. At the end of our session, we determined he was able to save me $$$ by bundling my new home, auto, motorcycle, and life insurance policies! I feel so relieved after this experience and I would recommend everyone who is unsure if they are getting the most out of their hard earned money to reach out to Richard at Scenic View Agency.

Justin B.
Commercial Client

Richard is super personable and responds on point. He put in a great amount of time researching my specific needs and trying find a clear answer for a new endeavor. But now we both know for the future. He complete my general liability insurance for a new business adventure.

Teresa R.
Personal Client

I had a great experience working with Rich at Farmers Insurance. He was knowledgeable, patient, and took the time to explain all my options clearly so I could make the best decision for my needs. Rich was responsive, professional, and genuinely cared about finding the right coverage—not just selling a policy. The whole process was smooth and stress-free. I highly recommend Rich to anyone looking for a reliable and trustworthy insurance agent.

Nate G.
Personal Client

You have got to get Richard to review your homeowner’s policy. He saved me $2300, which is more than half of what I was paying. With better coverage than I had! I was so surprised by the savings that Richard took almost 2 hours to go line by line through his quote so I understood exactly what I was getting and how it compared. More often than not I can reach him by phone on the first try, and if not he gets back to me almost immediately. He’s hard working, a clear communicator, and a great guy all around.
Highly recommend!

Kate S.
Personal Client

5 Stars

Nicole G.

Homeowners Insurance to Meet the Demands of Changing Weather

Most people don’t realize what’s missing — until it's too late!

Insurance is one of those things you set up once and hope you never have to think about again.

But when something does happen, that’s when the details matter: what’s covered, what’s not, and whether your policy actually reflects your home and your life today.

Many homeowners aren’t completely sure. That’s not a failure on your part; it’s a sign the process wasn’t made clear in the first place.

This is where that changes.

A simpler, more straightforward way to handle insurance

This isn’t about selling you a policy and moving on.

It’s about helping you understand your options, make a confident decision, and know exactly what your coverage covers.

What that looks like in practice:

  • You get clear explanations — not insurance jargon
  • You see what actually matters for your home and situation
  • You’re not pushed into decisions that don’t make sense
  • You have someone you can reach when questions come up

Because this should feel like guidance — not guesswork.

Committed To Quality

What you can expect from the process

Our Commitment to Quality:
Insurance Built Around You, Not Premiums

When it comes to protecting your family, home, and assets, you deserve straightforward advice, genuine savings, and tailored insurance options. At Scenic View Agency, our commitment to quality means prioritizing your peace of mind over selling high premiums.

Discover what sets our experienced, local insurance agency apart from corporate call centers and one-size-fits-all providers. The Local Agent Difference means clear, transparent explanations.

Insurance policies should never feel like a mystery. Our knowledgeable local agents break down complex terms, coverage limits, and deductibles into plain, easy-to-understand language.
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Frequently Asked Questions

Scenic View Agency proudly serves individuals and businesses throughout Northern Colorado and the entire state of Colorado. We provide personalized insurance quotes for auto, home, renters, life, recreational vehicle, and business insurance. The easiest way to get started is to call our office and speak directly with a local agent who can walk you through your options.

As a Farmers Insurance agency, we offer a wide range of coverage options, including:

  • Auto Insurance

  • Homeowners Insurance

  • Renters & Condo Insurance

  • Life Insurance

  • Recreational Vehicle Insurance

  • Business & Commercial Insurance

We’ll help you bundle policies when it makes sense and ensure you’re properly covered—without paying for what you don’t need.

Online quotes don’t always show the full picture. Working with a local Northern Colorado insurance agent means you get real advice, local insight, and ongoing support. We help you understand coverage gaps, prepare for Colorado-specific risks, and assist you personally if you ever need to file a claim. When you call Scenic View Agency, you speak with someone who knows your community, and your policy.

Absolutely. Many clients save money by bundling auto and home insurance, reviewing coverage limits, or identifying discounts they didn’t know they qualified for. We regularly review policies to make sure coverage stays aligned with your needs and budget. A quick phone call can often uncover savings.

Yes. We work with local business owners across Northern Colorado to provide commercial insurance solutions, including general liability, property, commercial auto, and more. Whether you’re a startup or an established company, we’ll tailor coverage to protect your business, employees, and assets.

Getting a quote is simple. You can call our office, stop by in person, or schedule a virtual consultation. We’ll ask a few questions, review your needs, and provide clear recommendations—no pressure, no jargon. Most quotes can be started the same day.

If something happens, you’re not on your own. We help guide you through the claims process, answer questions, and make sure you know what to expect. Our goal is to be responsive, supportive, and easy to reach, especially when it matters most.

Most homeowners aren’t fully sure, and that’s normal. A quick review can uncover gaps, outdated limits, or areas where you may be overpaying. The goal is to give you clarity so you can make a confident decision.

It’s usually much simpler than people expect. You’ll get guidance through the process so there are no coverage gaps or surprises.

In many cases, yes. But more importantly, it simplifies your coverage and makes everything easier to manage.

You don’t have to figure this out on your own

If you’re unsure about your current coverage, or just want a second opinion, this is a simple place to start.

No pressure. Just clear answers and options that make sense.
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Scenic View Agency
Share a few details about your home and current coverage, and you’ll get clear, straightforward guidance on what’s working, what might be missing, and what your options look like. No pressure to switch — just helpful answers so you can make a confident decision.


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